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MILWAUKEE SIDING HELP |
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Who Should Have a Wisconsin Dwelling Contractor's Certificate?All contractors within the state of Wisconsin have to carry a Dwelling Contractor's Certificate by law. Without it, they are unable to obtain the city permits necessary for performing the renovations or construction on your home or business. By hiring a contractor who is unlicensed, you put yourself at risk for serious legal problems.If you are a contractor searching for information on the certification process in Wisconsin, please visit the Wisconsin Department of Commerce. The state of Wisconsin has certain requirements that must be met before they will issue a contractors' certificate. This includes participating in a minimum of 12 hours of training courses, as well as passing an exam issued by the state. Is Your Wisconsin Siding Contractor Covered?According to Wisconsin state laws, all contractor must post a $25,000 or document $250,000 of liability insurance to file for a construction permit. They must also have workers' compensation insurance and unemployment insurance. When you are ready to hire a siding contractor in the Milwaukee area, you should ask for their insurance and coverage information. By law, contractors are required to provide that information. Unfortunately, not all contractors are honest and upfront about their insurance coverage. Be thorough in examining the fine print, and be sure to verify the information you are given. You may find that the contractor either isn't covered at all, or is only covered minimally. In order to protect yourself, your family, and your home you should ask your contractor whether or not they are covered by Commercial Liability Insurance.What Does It Cover? Is it Required?Insurance policies for siding contractors will typically include coverage for both property damage (in the event of any mishaps during the project), as well as bodily damage (in the event of anyone sustaining an injury during the project). One important piece of information to keep in mind is that an insured contractor doesn't necessarily mean the contractor's work is guaranteed. Many people make the mistake of assuming the insurance covers faulty materials, or poor work quality. This is not the case. Be sure to ask your contractor what kind of warranty or guarantee they offer, if any.OK, Now I'm Worried. How Can I Check Out My Roofer?By law, all Milwaukee area contractors are required to provide the name and telephone number of their insurance provider. As a homeowner, you are strongly encouraged to call and ask questions with the insurance company. They should be able to provide you with information on exactly what is covered, what is not, and what their coverage limits are. They are also able to verify the validity of the insurance policy in question, as well as ensure your particular project is covered. To check the licensing for your contractor, just visit the Wisconsin State Department of Commerce. After verifying the certification and insurance, you should always ask your contractor for references. Be sure to actually call around and check these references! An honest, quality contractor will provide references who are previous clients, and are happy to attest to the level of service provided by the contractor.Or of course you could just use this site to make sure for FREE! We make sure that we connect you with only certificate, insured, and criminal background checked siding contractors in the Milwaukee WI area. Click Here for an Estimate. |
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